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Terms of Service

Last Updated: September 2026

1. Acceptance of Terms

By downloading, accessing, or using CoreLedger, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the application.

2. No Financial Advice

CoreLedger is a personal finance tracking and portfolio visualization tool. We do not provide financial, investment, legal, or tax advice. Any projections or data represented in the app are for informational purposes only. You are solely responsible for your financial decisions.

3. Data Accuracy & Third-Party APIs

Live market data, including precious metals spot pricing and foreign exchange rates, are provided "as-is" via third-party APIs. We do not guarantee the real-time accuracy, completeness, or reliability of this data, and we are not liable for any discrepancies.

4. Subscriptions & In-App Purchases

CoreLedger Pro offers auto-renewing subscriptions and lifetime purchases. Payment processing, subscription management, and cancellations are handled entirely by Apple (App Store) or Google (Play Store). You must manage your billing settings directly through your respective OS account.

5. Data Ownership & Liability

CoreLedger utilizes a local-first, on-device encrypted vault. We do not store your financial data on our servers. Consequently, if you lose your device, delete the app without maintaining OS-level backups, or forget your encryption credentials, we cannot recover your data. We are not liable for any data loss.

6. Contact Us

For inquiries regarding these terms, please contact us at naci.arslan.dev@gmail.com.